tailieunhanh - Lecture Legal and regulatory aspects of banking supervision – Chapter 30

The following will be discussed in this chapter: What are prudential regulations? prudential regulations, for agriculture financing, for corporate/commercial banking, for small & medium enterprise financing, for consumer financing, for microfinance Banks. | MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: THIRTY Summary of last Session The negotiable Instruments ACT, Financial Institutions Ordinance 2001. 2 Agenda of this Session What are prudential Regulations? Prudential regulations For agriculture financing For corporate / commercial banking For Small & Medium Enterprise Financing For consumer financing For Microfinance Banks 3 What are Prudential Regulations? Prudential—to reduce the level of risk bank creditors are exposed to (that is, to protect depositors); Regulations which are governed by laws. 4 PR’s by State Bank of Pakistan Prudential regulations For agriculture financing For corporate / commercial banking For Small & Medium Enterprise Financing For consumer financing For Microfinance Banks 5 PR for Agricultural Financing The importance of agriculture cannot be overemphasized for the economy of Pakistan. Agriculture constitutes about 23% of the GDP of Pakistan and accounts for of the . | MBF-705 LEGAL AND REGULATORY ASPECTS OF BANKING SUPERVISION OSMAN BIN SAIF Session: THIRTY Summary of last Session The negotiable Instruments ACT, Financial Institutions Ordinance 2001. 2 Agenda of this Session What are prudential Regulations? Prudential regulations For agriculture financing For corporate / commercial banking For Small & Medium Enterprise Financing For consumer financing For Microfinance Banks 3 What are Prudential Regulations? Prudential—to reduce the level of risk bank creditors are exposed to (that is, to protect depositors); Regulations which are governed by laws. 4 PR’s by State Bank of Pakistan Prudential regulations For agriculture financing For corporate / commercial banking For Small & Medium Enterprise Financing For consumer financing For Microfinance Banks 5 PR for Agricultural Financing The importance of agriculture cannot be overemphasized for the economy of Pakistan. Agriculture constitutes about 23% of the GDP of Pakistan and accounts for of the total employed labour force in Pakistan. By serving as the base sector for major industries like textile and sugar etc., the agriculture sector stands out as the largest source of foreign exchange earnings. 6 PR for Agricultural Financing (Contd.) In view of its wide-ranging backward and forward linkages, agriculture in Pakistan assumes a vital role in overall growth of the economy. Thus, a progressive and well developed agriculture sector can play a pivotal role in accelerating the overall pace of development of the country and alleviating poverty. 7 PR for Agricultural Financing (Contd.) State Bank of Pakistan, in consultation with commercial banks/DFIs has been endeavoring for the past many decades to ensure the flow of sufficient funds to the agriculture sector. While substantial progress has been made in this respect, there is still a lot of room for further improvement. 8 PR for Agricultural Financing (Contd.) The new and innovative financial products for financing the agriculture

• Ngân hàng - Tín dụng
• Banking supervision
• Banking operations
• Banking practices globally
• Role of the supervisor
• Banking companies ordinance
• Bank regulation
• Financial supervision
• Banking system
• Mortgage brokers