tailieunhanh - Summary of economic PhD dissertation: Bank credit to SMEs in the Vietnamese unstable macroeconomy

The dissertation focuses on bank credit to SMEs in the unstable macroeconomy of Vietnam from 2008 to 2013, the period in which the banking activities in general and bank credit to SMEs in particular were suffered from remarkable impacts of the domestic macroeconomic instabilities. | STATE BANK OF VIETNAM MINISTRY OF EDUCATION AND TRAINING BANKING ACADEMY OF VIETNAM - ---- NGUYEN VAN LE BANK CREDIT TO SMALL AND MEDIUM ENTERPRISES IN THE VIETNAMESE UNSTABLE MACROECONOMY MAJOR FINANCE - BANKING CODE SUMMARY OF ECONOMIC PHD DISSERTATION HANOI 2014 THE DISSERTATION COMPLETED AT BANKING ACADEMY OF VIETNAM Academic Supervisors 1. . TO NGOC HUNG Banking Academy of Vietnam 2. DR. DAO MINH PHUC State bank of Vietnam Reviewer 1 . Tran Thi Ha State Council for Professor Title Reviewer 2 . Nguyen Huu Tai National Economics University The dissertation will be defended at University level Council of Dissertation Assessment at Banking Academy of Vietnam Time . 2014 The dissertation could be found at - Library of Banking Academy of Vietnam - Vietnamese National Library 1 INTRODUCTION 1. Significance of the research In every country small and medium enterprises SMEs always play an important part in the socio-economic development of the country and Vietnam is not an exception. Recently SMEs in Vietnam have ascertained their positions in the national economy as they account for 98 of the total number of nationwide enterprises being the vital drive to create new jobs mobilize social resourses for development investments contributing to the cause of poverty elimination and poverty reduction in local provinces as well as actively supporting the development of other economic players in the economy. As for the development of SMEs bank credit has an undebatably important role especially as the Vietnamese economy is a bank-based market. Aware of this fact and the potential of SMEs commercial banks have increasingly paid more attention to provide credit to this segment of enterprises. However because of their peculiarities in terms of size and busisness activities SMEs often experience some difficulties in gaining access to credit from commercial banks. In addition the instabilities of the global economy .