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Comprehensive Car insuranCe policy

Comprehensive Car Insurance from Just Car Just Car comprehensive car insurance covers you for damage to your own car, as well as for any damage you may cause to the property of others. We understand how disruptive it is to be without your car after an accident. At Just Car we are committed to getting you mobile as quickly as possible and with minimum hassle. We choose the repairer Usually, the damage to your car will be repairable. If your car has been damaged and can be repaired, we ensure that the repair work is properly carried out. . | IMSURAMCE Product Disclosure Statement and Important Information about Us COMPREHENSIVE CAR INSURANCE POUCY WELCOME TO JUST CAR INSURANCE Comprehensive Car Insurance from Just Car Just Car comprehensive car insurance covers you for damage to your own car as well as for any damage you may cause to the property of others. We understand how disruptive it is to be without your car after an accident. At Just Car we are committed to getting you mobile as quickly as possible and with minimum hassle. We choose the repairer Usually the damage to your car will be repairable. If your car has been damaged and can be repaired we ensure that the repair work is properly carried out. We will choose the repairer who has submitted the more competitive and complete quote and that will be the repairer who repairs your car. See page 12. Lifetime repair guarantee We guarantee the repair of your car for life when we ve authorised the workmanship and the materials used. Simply call us on 13 13 26 and we will take care of all the details for you. Information in this Product Disclosure Statement and Important Information about Us PDS may change from time to time. We will either issue you with a supplementary PDS or a new PDS if the change is materially adverse to you. For other minor changes updated information will be made available at justcarinsurance.com.au or you can call us on 13 13 26 to request a free paper copy. Just Car Insurance 2010 CONTENTS Important Information about Us 1 Product Disclosure Statement 3 The cover and benefits we provide 5 Are you covered 8 Things we won t pay for 10 Just Car chooses the repairer and arranges your repairs 12 What to do and what happens when your car is damaged 12 is stolen 12 damages someone else s property 13 Excesses 18 Ratings no claim bonuses and premium related benefits 20 Important general information 23 What do we mean by that 28 What to do if you have a complaint .