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Federal Credit Supplement Budget of the U.S. Government Fiscal Year 2013

Many analysts also contend that credit scores, which weigh items that signify financial distress or limited availability of credit, are correlated with minority status. Significant debate has continued about lending practices that restrict access to credit in minority communities—a factor that could have a significant impact on insurance-based credit scores. Minority communities in core urban areas also are more typically vulnerable to economic dislocations, such as significantly elevated un- and under-employment rates, that produce the kind of financial distress likely to be measured by credit scoring models. . | Federal Credit Supplement Budget of the U.S. Government Fiscal Year 2013 Office of Management and Budget www.budget.gov Federal Credit Supplement Budget of the U.S. Government Fiscal Year 2013 Office of Management and Budget www.budget.gov Scan here to go to our .